KOBELCO Financial Services (KFS) understands the environment you are competing in and the power a new equipment solution can play in increasing your productivity and competitiveness. KOBELCO and Wells Fargo Bank have formed a business alliance to provide fast, simple, and reliable financing solutions that can help you achieve your business goals. Financing for the KFS program is provided by Wells Fargo Bank, NA. Financing available only in North America.


Low Rate Financing on New and Unused Units

Term12 Months24 Months36 Months48 Months54 Months60 Months
Customer Rate0.00%0.00%1.99%1.99%1.99%2.99%
Payment Factor0.083330.041670.028640.021690.019380.01796
Program Details:
  • Program Period: September 1, 2023 through December 31, 2023
  • Eligible units: All qualifying new and unused KOBELCO excavators purchased from KOBELCO Construction Machinery USA and Dealer Owned Rental Fleet (DORF) that are 2020 model year or newer
  • Non-eligible units: SK850, SK140SRD, SK210D, SK350DLC, SK400DLC, SK550DLC and SK300LL
  • Credit applications must be submitted, approved, and KFS documents issued within two weeks of the program end date
  • Sales into dealer owned rental fleets do not qualify
  • KOBELCO subsidy is based on on financing a maximum of 125% of dealer net, sales tax is excluded from the 125% of dealer net calculation
  • All financing is subject to credit approval and all customers may not qualify
  • No additional discounts are available in lieu of this special low rate finance program 
KOBELCO is investing BIG dollars in Low Payments – call your dealer today and check it out!

Targeted Lease Program

KFS is offering our standard subsidized lease option for all qualifying new and unused units.

Program Details:

  • Program Period: March 1, 2023 through August 31, 2023
  • Eligible units: New and unused KOBELCO excavators purchased from KOBELCO Construction Machinery USA that are up to 18 months old and with up to 150 unit hours. Units with over 150 hours are subject to additional review and will not qualify for the standard lease program
  • KCMU honors subsidy up to 125% of dealer net. Units invoiced from KOBELCO include a 3% discount. To utilize the lease program, the issued 3% discount will be deducted from funding proceeds
  • All standard lease quoting will be done through the KFS quote tool which can be found in the monthly KFS newsletter and the dealer portal. Any custom quotes will be handled individually
  • Valid for standard construction applications only. Scrap, recycling, demolition and forestry will be subject to additional review
  • Leases to rental houses do not qualify as part of this program
  • Lessee is responsible for all sales, use, and property taxes required by applicable tax authority
  • All lease end buyout calculations are the sole responsibility of KOBELCO Financial Services
  • All customers must be credit approved in order to qualify
  • Contact your local dealer for more details and program conditions

KFS can also offer lease options for used units older than 18 months and/or over 100 hours. Separate lease rate factors will apply.

Our Financing Products

Leases, such as the Fair Market Value Lease, can offer end of term flexibility with a clear path for your next equipment upgrade.

Loans can provide low monthly payments while maintaining the benefits of ownership and associated tax benefits. These options are ideal for customers with long-life equipment needs or businesses who want to structure monthly expenses to match their cash flow.

Financing Can Offer

  • Predictable and affordable payments
  • Reduced up-front costs and preserved working capital
  • Customized finance structures and tailored payment solutions
  • Easy equipment and technology upgrades
  • Potential tax and accounting advantages

Contact your local KOBELCO dealer for financing offer details.

Financing for the KOBELCO Financial Services program is provided by Wells Fargo Bank, N.A. All transactions are subject to credit approval. Some restrictions may apply. The information contained herein is general in nature and not intended to provide you with specific advice or recommendations. Contact your attorney, accountant, tax or other professional advisor with regard to your individual situation. © 2023 Wells Fargo Bank, N.A. All rights reserved.